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Questions? Call 866.841.8038866.841.8038 to speak with a Loan Consultant.

About BlueHarbor

BlueHarbor is powered by a community of credit unions and national banks committed to providing you with the most competitive auto loan programs and superior customer service. BlueHarbor customers receive the best direct-to-consumer rates and loan programs that meet their individual needs. Receive direct-to-consumer rates. Our team members are ready and able to assist you with the information and guidance needed to make your auto loan financing experience the best one possible. The best rates. The best terms. The best service. Your best loan option - period.

Our Unique Approach

At BlueHarbor, we believe in the power of connecting borrowers and lenders to create a better experience for the consumer. In today's fast paced, internet-based, automated world, few companies pride themselves on making a difference by speaking directly with the customer. We are one of those companies! Our high touch, customer focused approach assigns a Loan Consultant to assist you in navigating the loan process. Your Loan Consultant will guide you through confusing interest rate advertising and loan terms. We will contact you directly to discuss your loan options and answer any questions you may have.

Rave Reviews

"This was my first refinance. Each person at Blue Harbor was professional and patient with me."

-Lisa D (CA)

"Quick, easy, and saved me money ."

-Timothy M (ME)

"My schedule is very busy but the staff was very patient and understanding to make sure everything was handled properly!"

-Patrice L (GA)

"Professional yet friendly. Everyone from start to finish was thorough and personable."

-Carrie M (CA)

"Blue Harbor found an excellent rate for me and they made the process quick and hassle-free. It was a great feeling to work with a company that values their customers."

-Carla Ann D (NY)

"I have never experienced such a comprehensive process that went so smoothly and seamlessly as this one."

-Robert P (NC)

"The service was the fastest I've ever had."

-Dawnmarie C (GA)

"The people at your company were very nice and responsive and eager to answer any questions."

-Melvyn J (FL)

"Blue Harbor provided an excellent interest rate and customer service."

-Jacob D (PA)

"The process was so easy. Everything was done over the phone and by smartphone. I would highly recommend Blue Harbor. They saved me lots of money...YEAH!!"

-Theodore S (MI)

"The process of refinancing my car was very easy and seamless."

-Denna A (OH)

"The process was smooth and easy. All the leg work was done by the company which made this ordeal stress free."

-Stanley C (TX)

"Great service. Very informative. Personnel helping always responded promptly whether it'd be by phone or email. Greatest experience refinancing."

-Lester B (MA)

"Great customer service. One of the most painless experiences I have ever had"

-Jessica N (CA)

"The speed and accuracy of the loan process was prompt and clear. Very professional."

-Steve L (TX)

"I saved over $100 a month on my truck payment. I wonder if you do home mortgages?"

-Thomas S (TX)

"I just want to say thank so much for getting me approved with a lower interest rate and saving me about $300.00 on my auto loan."

-Marie H (NY)

"This is the second time we have dealt with BlueHarbor Auto and have been completely satisfied both times!"

-Gordon M (KS)

"From the very first call I was treated professionally and like I was a human being not a number. You gave me options for the best loan to suit my budget and circumstances."

-Elizabeth D (OK)

"The process was very smooth and I now have an interest rate half of my previous rate."

-Marquia G (AZ)

"It was a pleasant experience. I've always had to be do a lot of leg work before when applying for auto loans but this was easier than expected."

-Gary S (GA)

"Professional and courteous representatives, who were great at reaching me and following up and through. The process was quick and easy and I got an excellent rate too!"

-Jennifer D (CO)

"People at BlueHarbor care about their customers and help out in the best possible way."

-Diego R (AZ)

"Convenience in finding a lower interest rate and the paperwork to get the mission accomplished."

-Bradley D (MT)

"They got my interest rate down over more than half of what it was before."

-Sarah M (PA)

"I received an offer via mail about lowering my interest rate and it could not have come at a better time for me. Saving $120 per month was exactly what I needed. The staff at BlueHarbor Auto were very friendly and helpful. I can not thank you all enough for everything!"

-Jeremy A (MD)

"Very effective and friendly service. This is one of the least confusing loan process I've experienced so far. I also love the fact that most of it was done electronically. You guys rock!"

-Papa N (MD)

Privacy Policy

Updated 5/2/13

Why? Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you request with us. This information can include:
  • Social Security number and income
  • Payment history and employment information
  • Credit history and credit score
How? All financial companies need to share customers' personal information to run their everyday businesses. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BlueHarbor chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does BlueHarbor share? Can you limit this sharing?
For our everyday business purposes - such as processing your loan applications, responding to court orders and legal investigations Yes No
For our marketing purposes - to offer our products and services to you No No
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you No We Don't Share
For non-affiliates to market to you No We Don't Share
To Limit our Sharing
  • Call us toll-free at (866) 677-8630 and talk to any of our customer service representatives.
  • Send an email to
Please note: If you are a new customer, we can begin sharing your information from the date you apply for a loan and receive this notice. When you are no longer our customer, we continue to share information as described in this notice.
Questions? Call (866) 677-8630
Who We Are
Who is providing this notice? BlueHarbor, LLC ("BlueHarbor")
What We Do
How does BlueHarbor protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, and limiting access to your information to employees that need to know to perform their job functions.
How does BlueHarbor collect my personal information? We collect your personal information, for example, when you:
  • Apply for financing
  • Provide your income information
  • Provide your employment information
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • BlueHarbor shares information about your transactions, experiences and creditworthiness with affiliates to process your requested business transactions.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • BlueHarbor does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • BlueHarbor does not maintain joint marketing agreements.

Online Security

BlueHarbor recognizes and respects the privacy and security of our customers. These online transaction practices are presented to help you understand our commitment to your online privacy and security and to allow you to assist us in fulfilling our commitment to you.

E-Mail All E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information such as your account numbers, credit card number or social security number, you must follow the procedures below or you may want to call us or send it through the U.S. mail instead.

To help ensure secure transmissions, your e-mails to us should be sent within our password-protected financial services system. To send a secure message, log in to your account using your user name and password. Inquiries sent through this method are secure and use Secure Sockets Layer (SSL) technology. Never send e-mails containing sensitive information to us through the "Contact Us," "Info" or any other e-mail address that is outside the password-protected financial services system. To ensure our response back to you is secure, we will only provide confidential account information in a response that is provided to you through the secure pages within the password-protected financial services system.

About "Cookies" When you logon to any of our systems or web pages, we use a "cookie" as part of our interaction with your browser. A "cookie" is a small text file or text identifier placed on your computer by us. Cookies are commonly used on websites and do not harm your system. We use cookies to provide you with a more personalized experience at our website. Some portions of our website require the use of cookies for proper function. These cookies do not collect personally identifiable or confidential information.

Protecting Your Personal Identification Number (PIN) Our employees WILL NEVER ask you for your online password. If you are asked for this information, please call us toll free at (866) 677-8630 immediately and report it to management.

No Data "Capture" with Planning Tools From time to time there may be planning tools throughout our site to help you make the financial decisions that are right for you. If these tools are available we encourage you to try all of your "what-if" scenarios as often as you like. Examples include the loan calculators. We do not capture the personal information you provide on these planning tools, unless you choose to apply for a loan while using the tool.

If you have questions about our privacy or security practices, please call us toll free at (866) 677-8630 or e-mail us at

How to Protect Yourself from Fraudulent Emails Protecting your personal information is of the utmost importance to us. Recently a new form of fraudulent email called "Phishing" has emerged over the Internet. Phishing emails are created to look like a legitimate email from a particular organization. The goal of phishers is to trick you into providing your personal information that can then be used for identity theft or to compromise your bank or credit card accounts.

Safe Login To log in to your account you will always need to use the User Name and Password combination you created at the time you opened your account. To access the Blueharbor website, open a new web browser (e.g., Internet Explorer, Safari or Chrome) and type in the following:

Email Greetings Emails from BlueHarbor will address you by your name. Fraudulent emails often include the salutation "Dear Valued Customer" or "To Whom It May Concern".

Email Attachments Emails from BlueHarbor or will never ask you to download a software program. Software programs contained in fraudulent emails often contain viruses that may harm or compromise your computer.

Never provide the following information via email:

  • Your Full Name
  • Social security number
  • Driver's license number
  • Mother's maiden name
  • Email and password combination

If you think that you have received a fraudulent email, please forward the email to or contact us by phone at (866) 677-8630. Also, delete the email from your mailbox. Never click on any links or attachments in a suspicious email.

If you have any questions, please do not hesitate to contact us at (866) 677-8630.

BlueHarbor, LLC is a wholly owned business of BlueYield, Inc. Visit our parent company at for more information.